A First Access Visa Credit Card application is simple and quick. After you submit your application, you will be asked to enter a 9-character reservation code. There are limited supplies so it is possible to receive a card with a different design. In this case, you'll not be charged for the Premium Design.
Solid Black Visa(r) card
You can apply for the First Access Solid Black Visa(r), card if your credit is not good. You can apply in just 60 seconds and get approved. This card is an ideal option for those who have little or no credit history.
The annual fee for this card is lower than a similar card, even though it offers a higher rate of interest than other credit cards. The annual fee for the first year is waived and reduced to 3 percent. After the first year, there is no additional fee. You will only have to pay a one-time registration fee.
Petal 1 card
Petal 1 Visa Credit Card "No Annual Fee", offers a 2% to 10% cashback rewards program. Rewards can be redeemed for a statement credit, ACH transfer or a check. You can also download Petal 1 to view deals in your area. You will be able to see the best deals, and you can redeem them for gifts or free items.
You will need an email address, U.S. telephone number and social security number to get started. You will also need a government-issued photo identification. You will also need a bank card. Petal card first access is not possible for those who do not have a banking account.
Once you have registered, access your account online. Online, you can view and pay your credit cards bill. You can also modify your password and set-up automatic payments.
Capital One Platinum Secured cards
Capital One Platinum Secured credit card is a great option if you need a secured card with low, or no annual fees. This credit card allows you to make a small deposit and has a credit limit of $200. This credit card allows you to build credit history, improve your credit score and create credit history. The credit limit is relatively low, so you can spend whatever you want as long as you pay the minimum monthly balance.
Capital One Platinum Secured credit card includes a $200 credit line. This credit line can be increased to up to $1,000. The first access credit limit will be based on the security deposits you have made. This can be increased by making additional deposit as needed. You must complete the process within 80 days after receiving your card.