If you're looking for a credit card that won't break the bank, consider a Petal. Petal's app provides 1% cashback for purchases. Additionally, there is no annual fee. So you will save money, but also have the convenience of 24/7 customer service and no-fee. Petal cards are available to anyone, even those with poor credit histories. And it doesn't require a credit check, either.
Petal 2 offers Cash Back of 1%
Petal's Visa Credit Card with Cash Back, No Fees may sound idyllic, but it's not. The Petal 2 Card performs a hard and soft pull during the approval process, and you won't qualify for this credit card without a credit score. The card can be applied for as long you are legal U.S. residents. This card can be used wherever Visa credit cards are accepted.
Petal 2 offers a great option for those who are looking to build their credit and get rewards. There is no annual charge and the card rewards you for paying on time. The Petal 2 does not require a security deposit, unlike many credit-building cards. The Petal 2 is not available to people with bad credit, bankruptcy or who have been insolvent within the last 48 months. The good thing about the Petal 2 cards is that they have no fees. This card can earn you cash rewards as well as statement credits, and there is no credit check.
Petal 1 requires no credit history
Petal 1 cards may appeal to those who have neither credit history nor existing credit. This new credit card was designed for consumers with good credit ratings, who are relatively new to the credit system, or people working to improve their credit. Petal offers no annual fee and is a great option for students looking for a credit card without the hassle of having to provide a credit history. Although the credit card doesn't offer much flexibility, there is a low annual cost and many other features that might be of interest to you.
This card comes with a high max APR and no cashback. However, there is no late charge. The card can be used overseas without any fees. It comes with a credit limit up to $5,000 It also has no foreign transaction fees and no annual or monthly fee. Petal is a great option if you don't have a credit record, but it may not the best for you. If you have bad credit or no history, the Petal 1 Visa card may be right for you. It is important to use it responsibly.
Petal 2 has no annual fees
You can earn cash back rewards with the Petal 2 card. All purchases qualify for 1.25% cash back with on-time payments. At select merchants, you can earn up to 10% back. There is no annual charge, so there's no need for you to worry about making minimum payments each month. The Petal 2 card also has a mobile app that lets you search for merchants offering enhanced reward rates.
Petal is the card for people with poor credit and no credit history. This card uses a unique scoring system called Cash Score that determines whether you have a sufficient credit score to get approved. The system also looks at your banking history. This is often the most important reason for low credit scores. Petal checks your credit history to make sure you don’t have high debt or credit utilization.
Petal offers 24-hour customer service
When it comes to payment, one thing that makes Petal stand out is their 24 hour customer service. The app allows you to contact customer support anytime you need it. You can also view the list of participating merchants and offers in the app. Petal might have different payment cut-offs depending on where you live. You can also turn off notifications, which may affect your experience. Customers may also call the helpline if in doubt about their ability to pay through their accounts.
Petal offers 24 hour customer support, and its main product is a credit card. Their qualification process is based on the users' digital records, and it looks at their monthly income and expenditures. Petal offers different products to different customers because these metrics are essential in determining the person's eligibility for a card. These products also come at lower rates of interest which appeals to responsible individuals.