There are many credit cards that offer cash back for groceries. There are three types of credit cards that offer cash back on groceries: the Discover it Cash Back, American Express Cash Everyday, Capital One Walmart Rewards, and the American Express Blue Cash Everyday. Learn how to get cash back from your credit card to make the most of your grocery shopping trips.
Capital One Walmart Rewards card
The Capital One Walmart Rewards card is a cash back credit card that's geared specifically for consumers who frequent the popular retail giant. This card is not eligible for a sign-up bonus. However, it offers high rewards on purchases made at Walmart. Its outstanding earning potential lasts for 12 consecutive months. The rewards can be used for various purchases.
The card comes with an interest-free introductory period and no foreign transaction fees, making it an attractive option for people with average or better credit. The only problem is that the card is available to Walmart customers who shop at Walmart. This card might not work if you only shop at Walmart.
Capital One credit cards don't allow you to keep cashback, but you can use them to redeem points for gift certificates or travel deals. These points don't expire and can still be used online, via a mobile application, or by calling the credit company.
The Cash Back Program: Discover it
The Discover it Cash Back credit card is a great option if you want to get a little extra cash back when you shop at the grocery store. Participating grocery stores will give you 1% cash back. The card offers bonus cash back for purchases made in health clubs. Your card can be used to access eligible in-person or virtual classes. But, this offer does NOT apply to purchases made at independent health club shops.
Despite its attractive benefits, Discover It Cash Back requires a little work to reap the rewards. While rewards rates are high and the program is easy to use, you must be diligent and register your card for quarterly reporting. There is also a $1500 spending cap in each category. You are likely to miss some quarters.
American Express Blue Cash Everyday
American Express Blue Cash Everyday credit is a great option to make a little extra money at the supermarket. You can earn Rewards Dollars with this card which you can then spend in increments of 25 to repay your monthly debt. These Rewards Dollars can be used to purchase groceries or other essentials like household goods. A $15 monthly statement credit will be sent to you.
There's no annual cost and you can get as much as 3 % cash back at gas stations and grocery shops in the U.S. By filling up your tank, you will earn almost four Rewards dollars per month!
This card will be a great choice if you are a frequent spender on groceries, gasoline, and clothing. It has a variety of benefits, including free secondary car rental insurance and two years of extended warranty on eligible purchases. Blue Cash Everyday cards are a great choice for people who are always on-the-go.