First Progress Platinum Elite Mastercard offers a wide range of benefits and is the best credit card for you if you are looking to get a credit card with a variety. This secured credit card comes with many advantages. However, there are some complaints about its customer service, lackluster rewards program and delayed delivery. First Progress offers four types credit cards: unsecured and secured.
Credit line
First Progress Platinum Elite Mastercard offers outstanding credit building potential. There is no credit screening and you can choose between $200 and $2,000 depending your financial situation. You can report the card to all three credit bureaus.
Low APR
The First Progress Platinum Elite Mastercard offers a low APR, which makes it an excellent choice for people who are looking to establish good credit. The card is a full-featured account that offers a revolving credit line based on the security deposit. It offers credit score monitoring at no cost. It is possible to make payments directly from your bank account. This eliminates the need for you to search for a payment vendor.
No rewards program
First Progress Platinum Elite Mastercard offers no rewards program, no minimum credit score, and no annual fee. This secured credit is an excellent choice for those with low credit scores or poor credit history. The minimum security deposit required to secure the card is $200. This will reduce the chance of defaulting on payments.
No intro APR offer
While the First Progress Platinum Elite Mastercard comes with an excellent no-intro APR offer, you shouldn't be surprised to see it come with a zero intro APR. If you're looking for the lowest APR on a secured credit card, you should look for something else. People with less than perfect credit will find the Platinum Elite Mastercard a solid option. Even if your credit history is not perfect, you can still apply for this card. Simply fill out the application, make a payment, and then click the button to go to payment.
No credit score necessary
First Progress Platinum Elite Mastercard, a secured credit card that does not require a credit score, is a great option for those looking for one. It offers zero liability protection, rental vehicle collision damage waiver, extended warranty coverage, and no insurance fees. It comes with a free FICO credit score each month and no foreign transaction fee.
No annual fees
First Progress Platinum Elite Mastercard has a minimum deposit of $200. Your credit history may dictate that you can deposit upto $2,000 The annual fee is $29 and is higher than many secured cards. That said, this credit card is a solid choice for people who want to improve their credit score.