First Access Visa Credit Card Application is easy and fast. After you submit the application, you will have to enter a 9character Reservation Code. There are limited supplies so it is possible to receive a card with a different design. In such cases, Premium Design will not be charged to your card.
Solid Black Visa(r), Card
The First Access Solid Black Visa(r), if you have poor credit and are looking for a credit card to help build your credit, is a good option. You can apply in just 60 seconds and get approved. This card is a great choice for individuals with low credit scores or no credit history.
This credit card has a higher interest rate that other credit cards but the annual fee is still lower than that of a comparable card. The first year's annual fee is waived. After the first one year, you will only be required to pay a once-off fee to join the program.
Petal 1 cards
The Petal 1 "No Annual Fee" Visa Credit Card offers a 2% to 10% cash back rewards program. Rewards can be redeemed for a statement credit, ACH transfer or a check. You can also download Petal 1 to view deals in your area. The app will show you the best offers and allow you to redeem them for free items and gift cards.
To get started you will need an email address, U.S. contact number, and your Social Security number. A government-issued photo ID is also required. You'll also need a bank account. Those who don't have a bank account may not be eligible for Petal card first access.
After you have registered, you will be able to manage your account online. You can pay your credit card bill online, view your account activity, and more. You can also reset your password or set up automatic payments.
Capital One Platinum Secured credit card
For those looking for a secured credit card that charges low annual fees, the Capital One Platinum Secured Card Credit Card is a great choice. The credit card is limited to $200 and requires a deposit. You can build credit history and improve your credit score with this credit card. This credit card has a low credit limit, so you can spend what you want, as long as your monthly minimum balance is met.
The Capital One Platinum Secured credit card comes with a $200 credit line, which can be increased to as much as $1,000. The initial access credit limit depends on the security deposit made. Additional deposits can increase this credit limit as needed. This process must be completed within 80 days from the date you receive your card.