Knowing which credit cards offer the highest gas reward rates is essential if your gas spending is high. There are many credit cards that offer rewards programs. But you should be familiar with the details. For example, certain cards have a cap on how much you can earn from gas stations. Check the terms of your card carefully and get in touch with customer service if you have any questions. You may also consider a card with a 0% APR for one or more years. This will give you the opportunity to earn rewards but not pay too much in interest.
Blue Cash Everyday
Blue Cash Everyday Card is an excellent option for those who frequent the gas station and wish to save money. The card offers 3% cash back on gas purchases, and 1% for everything else. The card offers fraud protection as well as purchase protection. Blue Cash Preferred version is also available. The Preferred version comes with an annual fee but has expanded benefits and rewards. You get double rewards at US supermarkets, and 6% cashback on selected US streaming services.
The Blue Cash Everyday card has another benefit: it charges a low annual fee. You also get 3% cashback at gas stations, supermarkets and online retail shops. This is a better offer than the 2% from the Blue Cash preferred card but the Everyday card still has its place in the cash-back category.
Get cash back when you discover it(r).
You can earn 2% cash back on everything you buy with the Discover it(r) Cash Back credit card. You don't need to spend in certain categories, or earn bonus categories, like other cash-back credit cards. This card does not have an annual fee and you can get rewards as soon as possible. It has a downside: you will need to work hard to earn cash back. This card is not recommended if you aren't looking to spend too much time or want to be rewarded automatically.
The Discover it(r), Cash Back program offers amazing cash back rewards for gas purchase. It matches cash back for the first 12 months, which is about 10% of your spending. Each quarter you must activate the card. If you want to earn cash back, don't wait to get it started.
U.S. Bank Altitude(r) Connect Visa Signature(r)
U.S. Bank Altitude(r), Connect Visa Signature(r), is a credit-card that offers many useful features. TSA Precheck and Global Entry credit are included in the Altitude Card. Plus, you have cell phone protection. You also get many bonus options, including transferable points. You should remember that luxury perks may be available elsewhere.
The Altitude(r), Connect Visa Signature(r) Card earns 5 points for every dollar spent and offers multiple spending credits. The card waives the first year annual fee and offers a $500 bonus. This card offers a great benefit if your travel spending is high.
Citi Premier(r) Card
Citi Premier(r), which offers triple points for groceries and gas, is a great card. For every dollar spent in supermarkets, gas stations and restaurants, the card earns three points. You can also earn points when you book airfare or hotels. This card is one of the best midrange rewards cards you can buy. It is however, confusing to use in the beginning.
While the card doesn't come with a big introductory bonus or any perks, it still offers good value for first-time cardholders. The card offers enough value to pay the annual fee six times. This value is calculated using Bureau of Labor Statistics spending statistics and assumes a $15,000.00 per month annual spend for three years.
ExxonMobil Smart Card
ExxonMobil Smart Card - A credit card that rewards you for buying gas. It can be used as a credit card to pay for gasoline, car washes, or snacks at Exxon and Mobil gas stations. ExxonMobil Rewards+ is a reward program that the card offers. But, the Rewards+ program cannot be combined with the ExxonMobil Smart Card.
ExxonMobil Smart Card available at thousands US gas stations. But you must have good credit to be eligible for the card. Good credit scores are those with 700+ credit ratings. Once approved, you will be able to choose a credit limit based on your income and credit score. This limit can range from $200 to $200. If you need a higher limit, you can request it.