There are several credit cards available for people with good credit. Some credit cards come with annual fees which can make them more expensive. Others are free. People with good credit are likely to get the best interest rates. A card with rewards is also a good option. These rewards might be worth the annual cost, or can be added to the card with additional benefits.
Wells Fargo Active Cash
If you're looking a credit card with a great rewards program, the Wells Fargo Active Cash Credit Card may be for you. It has an annual fee of $0 and a flat unlimited reward rate on all purchases. And it offers a number of unique features. Cash rewards can be used to redeem for merchandise, gift cards and statement credits. Additionally, cash rewards can be redeemed through Wells Fargo ATMs. Direct deposit to your bank account is also possible. And it comes with no annual fee, so you don't have to worry about spending a lot of money on an introductory period.
The Wells Fargo Active Cash Credit Card is a Visa Signature card. This means that it has nearly universal merchant acceptance. It does however come with a foreign transaction fee of 3%. This card is still an excellent option for domestic trips, and it comes with a 3% foreign transaction fee. You can ask Wells Fargo for a higher credit limit if you have good credit. Also, the card offers bonus cash.
Capital One SavorOne Rewards Cash for Good Credit
Capital One SavorOne Rewards credit cards offer a range of benefits to people with good credit. You can get unlimited cash back on dining out or other purchases. This card can be applied for as long you have a credit score above seven hundred.
Capital One SavorOne Rewards credit card offers a cash back rate of 4.4%. This card has a $95 annual cost and a $200 bonus on early purchases. Capital One Travel also offers a 5% cash back bonus on purchases made with the card. Another benefit is that it offers 8% cash back on purchases made at Vivid Seats. Additional benefits include 1% cashback on all purchases.
The other benefits of the Capital One SavorOne Cash Rewards credit card are no annual fee and good cash back rates for dining, entertainment, and grocery shopping. The card is free of annual fees and offers amazing rewards for dining, entertainment and streaming services.
Chase Freedom Unlimited
The Chase Freedom Unlimited is a great choice if you have excellent credit and are looking to get cash back on your credit cards. It has no annual fee and offers 0% introductory APR for 15 months. It offers purchase protection that protects purchases for up to 120 days after purchase. This protection covers up to $500 per account and $50,000 each.
Chase Freedom Unlimited credit is a cashback credit card with flexible redemption options. Cash back is available at no minimum and points can be redeemed for travel, gift cards, cashback or cash back. Your point value can change depending on the method you use to redeem them.
Chase Freedom Unlimited is the best cash back credit card for people with good credit. The rewards program offers a rewarding experience and includes Lyft ride rewards and dining at restaurants. Chase Freedom Unlimited comes with no annual fees and is linked to Chase Ultimate Rewards.