Citi Secured Mastercards may be available for recent immigrants. You can build your credit score by applying for this card and only making a small deposit. A $200 credit line could be purchased by depositing $49 and paying the balance every month. A secured credit card such as Citi is a great option if you don't have much money to spend.
Capital One Platinum Secured credit card
Capital One Platinum secured credit cards are great for immigrants who want to build their credit. This card comes with no annual fees and does not require a Social Security number. It is an affordable way to build your credit. This card is also suitable for immigrants who have limited credit histories.
With a $200 security deposit, the Capital One Platinum Secured Credit Card for immigrants can help you improve your credit history while also building a solid payment history. The credit card also reports to all three credit bureaus, which is a great feature for those with poor credit.
Citi Secured Mastercard
It's possible to get a creditcard if your immigrant status isn't yet clear. There are many options. A secured credit card is the first. You will need to make a deposit which is usually lower than your credit limit. You can then enjoy the benefits of a traditional credit card, like cash back on eligible purchases, extended warranties, and travel assistance. This type of card reports your activity directly to the three major credit bureaus so your credit history can be checked.
You might consider a secured credit with a rewards program if you are an immigrant. This type of card is great for immigrants looking to build credit, and it offers rewards like cash back on gas and dining. It is ideal for those with less credit who are unable to apply for an unsecured card.
Discover it(r), Secured Card
The Discover it Secured Credit Card is a great option for people with poor credit histories. This card earns a good cash back rate and doesn't have an annual charge, which is a difference from other unsecured cards. If you are responsible with your card, you can upgrade to a standard, unsecured credit card within 7 months.
Perhaps you are an immigrant wondering how to use credit cards. First, it is important to understand that you shouldn't make large purchases with your new credit card. Try to keep your credit limit below 30%. Additionally, you need to review the contract carefully to make sure that you understand all the fees and terms of your new account. Avoid credit cards that have a high APR. Look for accounts with annual fees less than $50.
Get the Deserve EDU Mastercard For Students
The Deserve EDU Mastercard for Students is a credit card designed for immigrants and international students in the United States. To apply, you must be an immigrant/international student enrolled in an U.S. accredited institution of higher study. The card doesn't charge foreign transaction fees.
The Deserve Mastercard for Students has a number of benefits that students and immigrants can enjoy, including cash back for school expenses. You can get 1 percent cash back on school supplies, textbooks, gear and other educational costs. Additional 1 percent cashback is available on all purchases except for gambling-related purchases.