Keep these things in mind when applying for a no credit credit card. Credit cards with no credit will have lower credit limit and may require you to reevaluate it after six months. These cards don’t offer high reward options. You may be eligible for rewards on common purchases. If you have good credit, you might be eligible for more perks.
Bento
Bento creditcards are open to all applicants, regardless of whether they can be approved. The company offers business credit card that can be linked to your personal check account or business account. These cards can also be used to make payments and purchase. Through the online portal, you can set spending limits or control your spending habits.
After you submit your application, the company will review and verify your identity. If your business meets their requirements, approval may be granted immediately. Your new card may arrive in two business days if your business does not meet their requirements. The card has no interest or annual fees. However, you may be required to pay a monthly cost depending on how often you use it.
Citi Double Cash Cards
Citi Double Cash Card cardholders receive a $200 welcome bonus. This card is one of the most popular cash-back credit cards. You get 1% cashback on all purchases once you have paid the bill. The card offers a balance transfer option with 0% APR for 18 months. The only problem is that you'll have to pay a 3% balance transfers fee within the first four-months. Then, after that, the fee goes up to 5%.
Citi Double cash Card is an excellent option for those who are looking for a no-annual fee credit card. The card offers unlimited cash back of 1% if you pay your bills on time. You can use the cash back to pay off the card or redeem it for a statement credit. There is a $25 minimum redemption and a maximum cash back limit.
Citibank prepaid card
Citibank prepaid cards without credit are an option for those with poor credit. This card offers a number of benefits, including rewards and a low annual fee. The card reports to all three major credit bureaus. Users can also check their FICO score online. This card is accepted all over the world. In order to receive the card, applicants must make a $200 security deposit. You can also enjoy auto-pay and account notifications, as well as the ability to manage your account online.
Customers receive a number benefits through this card. These include a rewards program which offers higher earnings at both supermarkets as well as streaming services. It also has a low annual fee and no credit score requirement. It does have some drawbacks: there is an annual spending limit, and 2.7% foreign transaction fee.
Unsecured card
Unsecured credit cards for no credit can be expensive and come with high fees. Many of them also charge high interest rates. However, you can find unsecured credit cards with low fees and no annual fee. Here are some tips that will help you choose the best card for your financial situation. A card that offers rewards can be chosen.
Make sure you understand how much spending power is required before you apply for an unsecured credit card. You can set a limit on your first card that is anywhere from several hundred to many thousands of dollars. You should always ensure that you can pay the entire bill. Late payments could cost you a lot.